Question 1

There is no charge for an initial consultation. We’ll discuss your needs, answer your questions, and help you understand the options available to you.

Accepted Answer

There is no charge for an initial consultation. We’ll discuss your needs, answer your questions, and help you understand the options available to you.

Question 2

Yes. We can explain the different parts of Medicare and help you compare Medicare Advantage, Medicare Supplement, and prescription drug plan options based on your needs and location.

Accepted Answer

Yes. We can explain the different parts of Medicare and help you compare Medicare Advantage, Medicare Supplement, and prescription drug plan options based on your needs and location.

Question 3

It’s a good idea to begin learning about Medicare several months before turning 65. Starting early gives you time to understand your enrollment dates and compare your available options without feeling rushed.

Accepted Answer

It’s a good idea to begin learning about Medicare several months before turning 65. Starting early gives you time to understand your enrollment dates and compare your available options without feeling rushed.

Question 4

The appropriate amount depends on your income, debts, mortgage, family responsibilities, existing savings, and long-term goals. We can help you evaluate these factors and choose an amount that fits your situation and budget.

Accepted Answer

The appropriate amount depends on your income, debts, mortgage, family responsibilities, existing savings, and long-term goals. We can help you evaluate these factors and choose an amount that fits your situation and budget.

Question 5

Not always. Some policies offer simplified underwriting without a medical examination. Eligibility and pricing depend on factors such as your age, health history, coverage amount, and the insurance company’s requirements.

Accepted Answer

Not always. Some policies offer simplified underwriting without a medical examination. Eligibility and pricing depend on factors such as your age, health history, coverage amount, and the insurance company’s requirements.

Question 6

Yes. We can review your existing coverage, explain what you currently have, and help identify potential gaps. You are never required to replace a policy simply because you request a review.

Accepted Answer

Yes. We can review your existing coverage, explain what you currently have, and help identify potential gaps. You are never required to replace a policy simply because you request a review.

Question 7

Yes. Consultations are available by phone or virtually, making it convenient to review your options from home.

Accepted Answer

Yes. Consultations are available by phone or virtually, making it convenient to review your options from home.

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What You Can Expect When Working With Me

Hill Insurance & Benefits

Kerry Hill, Licensed Insurance Agent